AVEA.JAVA -AVEA BILL PAYMENT SYSTEM SOFTWARE

General Summary and Specifications :

Authorized banks (members), collect the bill payments instead of "AVEA" and pay it to the AVEA a few days later that in their value dates.

There are two data transfer method for bill payments:

The on-line interface supports the transmission of the messages between Tandem and the member such as enquiries.

Transfer of data through file transfer, used for automatic bill payments.

The on-line messages are based upon the ISO8583 standard.

The Transactions that are used in AVEA on line payment system are:

• LOGON
• PREPAYMENT ENQUIRY
• PAYMENT CONFIRMATION
• PAYMENT CANCELLATION
• RECONCILATION
• LOGOFF

Services:

There are two types of payment services provided by AVEA.JAVA for Member institutions.

• Offline services.
• Online services.

Offline Services

The followings are the offline services on AVEA.JAVA:
1. Receiving customer info for automated payment order from Member institutions
2. Sending bill info for customers who has automated payment order to Member institutions
3. Receiving payment info for automated payment order from Member institutions
4. Receiving online payment/cancellation info as offline
5. Producing summarized or detailed online transaction info, in case of misreconciliation

Those services will be performed as file exchange. File exchange will be done via ftp.

Online Services

Online services is based on ISO8583 messaging interface. This interface provides online messagin between AVEA.JAVA and Member institutions. The online message groups are:

1. Network Messages
2. Enquiry Messages
3. Bill Processing Messages
4. Reconciliation Messages

Network Messages

• Logon Request
• Logon Reply
• Logoff Request
• Logoff Reply

Enquiry Messages

• Prepayment Enquiry Request
• Prepayment Enquiry Reply
• Total Debit Amount Enquiry Request
• Total Debit Amount Enquiry Reply

Bill Processing Messages

• Payment Confirmation Advice
• Payment Confirmation Advice Reply
• Payment Cancellation Advice
• Payment Cancellation Advice Reply

Reconciliation Messages

• Reconciliation Request
• Reconciliation Reply

Contents of those messages are designed according to ISO8583 financial messaging standards.

All request messages are iniated by Member institutions. For each request message, a reply message is returned to Member institutions from AVEA Tandem System.

STAN value for each request message is unique on daily basis. Member institution produce separate STAN values for each request message. On reply messages, same STAN value with request message will be returned from AVEA Tandem System.

On each reply message, apart from required info, a response code field will be returned to show the whether processing defined in request message would be performed succesfully or not. "00 ( zero)" means success as response code.

In addition to all transactions and sub transactions of AVEA system, statistical reports and inquiries are supplied in AVEA.JAVA for all of them.

User Interface and Modules :

AVEA PAYMENT MENU

Bill Payment Menu consist of these message functions:
• Enquiry Messages
• Prepayment Enquiry Request
• Prepayment Enquiry Reply
• Total Debit Amount Enquiry Reply
• Payment Update Messages
• Payment Confirmation Request
• Payment Confirmation Reply
• Payment Cancellation Request
• Payment Cancellation Reply
• Bill Processing Messages
• Payment Confirmation Advice
• Payment Confirmation Advice Reply
• Payment Cancellation Advice
• Payment Cancellation Advice Reply
• Network Management Messages
• Network Establishment Request
• Network Establishment Reply
• Reconciliation Messages
• Reconciliation Request
• Reconciliation Reply
• Global Error Messages
• Error Reply

BILL PAYMENT OBSERVATIONS

Bill Payments details can be inquired and viewed from this menu according to date, amount, customer criteria.

BILL PAYMENTS LISTS

There are two types of lists for the bill payments.

• Detailed Lists that is given to customer.
• Detailed Lists that is transfered to AVEA Tandem System.